I Know My Rights! – A Guide to Your Cards

There are many different types of credit cards on the market. From student cards to rewards credit cards, there are several options available when it comes to purchasing a card with various features and benefits. In this article, we’ll explore some of the best features in each type of card so you can make an informed decision on which one is best suited for your needs!

Types of cards

Types of Cards

  1. Student Cards
  2. Rewards Cards
  3. Secured Credit Cards
  4. Signature Credit Cards
  5. Business Credit Card
  6. Prepaid Debit Card

Student Cards

Student cards are a great option for young adults who are just starting to establish credit. Many student cards offer low-interest rates and rewards programs that can help students build their credit history.

Some of the best features of student cards include:

  • Low Rates – Most student cards have very low-interest rates, making them a great choice for people who are looking to keep their costs down.
  • Rewards Programs – Many student cards offer rewards programs that give students cash back or points for each dollar they spend. This can be a great way to save money on everyday purchases.
  • Building Credit History – Student cards are a great way for young adults to start building their credit history. Having a good credit score can help students obtain loans and find the best interest rates on things like mortgages and car loans down the road.

If you’re a student looking for a good credit card, be sure to check out some of the best student cards available on the market! Some of our favorites include the Chase Freedom Unlimited and the Discover it Student chrome.

Rewards Cards

Rewards credit cards are one of the most popular types on the market today! These cards offer cash back, points or miles for each dollar spent.

Some of the best features of rewards cards include:

  • Cash Back – Rewards cards often allow users to earn cash back based on their spending habits and total purchases made during a billing cycle. This can be a great way to save money on everyday purchases.
  • Points – Many rewards cards offer points for every dollar spent. These points can often be redeemed for travel, merchandise, or other types of rewards.
  • Miles – Some rewards cards offer miles instead of points. Miles can often be redeemed for travel expenses like airfare and hotel stays.

If you’re looking to get the most out of your credit card, be sure to check out some of our favorite rewards cards! Some great options include Chase Sapphire Preferred and Capital One Venture Rewards.

The American Express Blue Cash Preferred is another one of our favorites for those who are looking to maximize their cash back on everyday purchases.

Secured Credit Cards

Secured credit cards are another great option for young adults who aren’t able to qualify for other types of credit cards. These types of cards require users to deposit to use the card, and their spending limit is determined by how much money they put down at the time of application.

Some benefits of secured credit cards include:

  • Building Credit History – Secured credit cards are a great way for young adults to start building their credit history. Having a good credit score can help students obtain loans and find the best interest rates on things like mortgages and car loans down the road.
  • Low Rates – Secured cards often have low-interest rates, making them a great choice for people who are looking to keep their costs down.

If you’re a young adult looking for a good credit card, be sure to check out some of the best secured cards available on the market! Some of our favorites include the Capital One Secured Mastercard and the Discover it Secured Card.

The Citi Double Cash is also a great option for those looking to maximize their cash back on everyday purchases.

Business Credit Card

If you’re a business owner, be sure to check out some of the best business credit cards on the market! These cards offer great rewards and benefits for businesses owners who are looking to save money.

Some of the best features of business credit cards include:

  • Rewards Programs – Many business credit cards offer rewards programs that give businesses cash back or points for each dollar they spend. This can be a great way to save money on everyday purchases and business expenses.
  • Low-Interest Rates – Business credit cards often have low-interest rates, making them an ideal choice for businesses who are looking to keep their costs down.

If you’re in the market for a new business credit card, be sure to check out some of our favorites! Some great options include the American Express Platinum Business Card and the Chase Ink Preferred.

The Capital One Spark Cash for Business is also a great choice for businesses who are looking to earn unlimited cash back on all their purchases.

We hope this article has helped guide you towards the best credit card for your needs! Be sure to check out our other articles for more information on credit cards and financial planning.

Prepaid Debit Card

If you’re looking for a great alternative to credit cards, prepaid debit cards are another good option! These types of cards allow users to load up an account with money and use it just like they would their checking or savings accounts.

Some benefits of prepaid debit cards include:

  • No Credit Check – Prepaid debit cards don’t require any kind of credit check or approval. This makes these cards great for young adults who are looking to build their credit history but don’t have the means to qualify for traditional credit cards yet.
  • No Fees – Many prepaid debit cards do not require monthly fees as some checking accounts might charge. If you’re looking for a free way to manage your money, be sure to check out some of our favorite prepaid debit cards!

If you’re interested in learning more about the best prepaid debit card options available on the market, read our article “The Best Prepaid Debit Cards 2018 – What You Need To Know” for more information.

We hope this blog post has helped guide your decision towards the best credit card for your needs! Be sure to check out our other posts for more information on financial planning and credit cards.

Thank you for reading! 🙂

Leave a Comment